Our Programs
Winery & Cidery Program
Comprehensive insurance solutions tailored specifically for wineries, cideries, vineyard estates, and custom crush facilities — covering every exposure unique to your operation.
Who We Insure
Targeted Classes of Business
- Bonded Wineries/Cideries
- Virtual Wineries/Cideries
- Vineyard/Orchard Estates
- Custom Crush Facilities
What We Cover
Exposures We Accommodate
- Wine/Cider Production
- Custom Crush
- Wine/Cider Storage
- Tasting Rooms
- Special Events
- Restaurants
- Catering
- B&B / Guest Homes
- Residential / Farm Exposures
Coverage Details
What's Included
01
Property Coverage
- Building, BPP & Stock
- No Coinsurance Penalty
- Wine/Cider Stock and Equipment
- Wine/Cider Leakage
- Contamination
- Selling Price & Agreed Valuation Options (Stock)
- Property in Transit
- Stock at Unnamed Locations
- Personal Residences and Dwellings as acceptable
- Scheduled Fine Arts, Jewelry, Etc.
02
General Liability
- General Liability
- Liquor Liability
- Hired and Non-Owned Auto Liability
- Wind Drift or Overspray Coverage
- Employee Benefits Liability
- Product Withdrawal Expense
- Farm Liability
- Personal Liability
- Limited Pollution Liability
03
Other Coverage Options
- Owned Auto Coverage
- Excess Liability
- Employment Practices Liability
- Professional Liability Errors & Omissions
Get Started
Ready to Submit a Winery Account?
Our underwriting team specializes in winery and cidery risks. Submit a new account today or contact us to discuss your client's specific coverage needs.