Resources | Prime Vintage Insurance Services

Coverage Guide5 min read

Understanding Liquor Liability for Wineries

Tasting rooms, special events, and on-site sales all create liquor liability exposure. Learn what coverage your winery clients need and why standard GL policies often fall short.

Risk Management6 min read

Wine Stock Valuation: Why Getting It Right Matters

Undervalued wine stock is one of the most common gaps we see at submission. This guide walks through proper valuation methods — including selling price options and agreed value endorsements.

Coverage Guide4 min read

Property in Transit: Protecting Wine on the Move

From distribution runs to special event deliveries, wine in transit faces unique risks. Understand how transit coverage works and what limits are appropriate for your clients.

Broker Tips5 min read

What to Look for in a Winery Insurance Submission

A complete submission speeds up the quoting process and leads to better outcomes. Here's exactly what our underwriting team needs — and why each piece of information matters.

Risk Management7 min read

Contamination and Leakage: Often Overlooked Winery Risks

A single contamination event can wipe out an entire vintage. We break down how contamination and leakage coverage works, what triggers a claim, and how to ensure your clients are protected.

Industry Insight5 min read

Virtual Wineries: A Growing Segment with Unique Exposures

Virtual wineries source grapes and use custom crush facilities rather than owning vineyards. This model creates distinct insurance challenges that standard winery programs don't always address.

Coverage Guide4 min read

Employment Practices Liability for Winery Operations

Seasonal workers, tasting room staff, and vineyard crews all create EPLI exposure. Learn how EPLI coverage protects winery owners from wrongful termination, harassment, and discrimination claims.

Broker Tips6 min read

Admitted vs. Surplus Lines: What Brokers Need to Know

Prime Vintage offers both admitted and surplus lines products. Understanding the difference helps brokers place coverage correctly and set the right expectations with clients.

Industry Insight5 min read

Special Events Coverage for Wineries and Cideries

Harvest festivals, wine club dinners, and wedding venue rentals are revenue drivers — but they also expand your client's liability exposure significantly. Here's how to make sure they're covered.

Wine Insurance Resources